Privacy Policy

INTRODUCTION

At Advit Realinfo Private Limited, we are committed to protecting your personal information and maintaining complete transparency in how your data is collected, processed, and secured. This Privacy Policy outlines the types of information we gather, the purpose for which it is used, and the steps we take to safeguard it. By using our website, services, or submitting your details, you agree to the terms described in this policy.

Information We Collect

We collect both personal and non-personal information to provide you with financial services, loan assistance, and a seamless digital experience. The information collected helps us verify your identity, evaluate your eligibility, comply with regulatory requirements, and ensure a secure and efficient service process.

Personal Information

We may collect personal details such as your name, date of birth, gender, contact number, email address, and residential address. Additionally, documents required for KYC verification—including PAN, Aadhaar, identity proof, address proof, and other supporting records—may be obtained. Information related to your employment, income, bank statements, and property documentation may also be collected as part of the loan evaluation process.

Financial & Credit Information

To determine loan eligibility and comply with financial regulations, we may access your credit score, credit report, details of existing loans, repayment history, and responses from credit bureaus. This information is collected only with your consent and is used strictly for evaluation purposes.

Automatically Collected Information

When you interact with our website or digital services, we automatically collect certain technical information. This may include your device type, IP address, browser version, access times, and usage logs. Such information helps us enhance website performance, optimize user experience, detect technical issues, and improve security measures.

How We Use Your Information

The information we collect is used to verify your identity, complete KYC checks, assess your loan eligibility, and process financial applications. We also use your details to communicate important updates, respond to queries, and provide ongoing support. In addition, the information helps us enhance platform functionality, personalize user experience, and meet legal and regulatory obligations governing financial services.

Sharing of Information

We do not sell your personal data under any circumstances. However, we may share your information with trusted entities when required to deliver our services or comply with applicable laws. All sharing is done with strict confidentiality and only for specific, authorized purposes.

Lending Partners

We may share relevant information with banks, NBFCs, and other financial institutions to evaluate your loan application and facilitate the approval process. This sharing is essential to deliver the services you have requested.

Credit Bureaus

With your consent, your details may be shared with authorized credit bureaus to retrieve your credit score and credit report. This information assists in determining your loan eligibility and repayment capacity.

Regulatory Authorities

In certain situations, we may be legally required to disclose your information to government bodies, regulatory agencies, or law enforcement authorities. Such disclosures are made strictly in accordance with the law.

Data Security

We implement strong security measures—including encryption protocols, secure servers, multi-layer access controls, and continuous monitoring—to safeguard your personal and financial information from unauthorized access, misuse, or disclosure. While we take all reasonable precautions to protect your data, no digital transmission method is entirely risk-free; however, we continually update our systems to maintain robust security.

Data Retention

Your information is retained only for as long as required to provide services, comply with regulatory obligations, resolve disputes, and support business operations. Once the retention period expires, the data is securely deleted or anonymized to ensure that it cannot be misused or retrieved.

Your Rights

As a user, you have full rights over your personal information. You may request access to the data we hold about you, seek corrections to inaccurate information, or ask for the deletion of your data when legally permissible. You may also withdraw your consent for data processing; however, doing so may affect our ability to provide certain services.