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Advit Realinfo

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Car Loan & Refinancing Solutions

Buying a car should be exciting—not confusing. Our Car Loan gives you simple steps, low EMIs, and flexible repayment options. Get approved quickly and drive your new car with confidence.

Happy family with new car and keys
New Car Loans from 8.5% p.a.*
Used & Luxury Vehicle Financing
Zero Down Payment Options
Quick Approval within 24–48 hrs

What is Car Loan?

A car loan helps you purchase your vehicle by offering easy EMIs, fast approval, and minimal paperwork—making the journey to owning your dream car smooth, simple, and worry-free.

100% On-Road Price

Get loan amount up to 100% of your car's on-road price with ease.

Flexible Tenure

Enjoy repayment tenure of up to 7 years with easy EMIs.

Minimal Documentation

Quick and simple paperwork for faster loan processing.

Doorstep Pickup

We collect your documents right from your doorstep.

Choose the Perfect Car Loan for You

From new cars to used vehicles, we have the right financing solution for every automotive need.

New Car Loan

Finance your brand new car with attractive interest rates and flexible EMI options

Key Features:

  • Zero down payment
  • Instant approval
  • Direct dealer payment
  • Insurance included
Used Car Loan

Get the best deals on pre-owned cars with competitive rates and quick processing

Key Features:

  • Vehicle inspection
  • Flexible tenure
  • Quick approval
  • Competitive rates

Car Loan Products & Services

Choose from our comprehensive range of car loan solutions designed to meet your needs.

A Car Loan helps you finance the purchase of a new or used car with flexible EMI options, minimal documentation, and doorstep service. You can get up to 100% of the car's on-road price depending on the lender and your eligibility.

Key Features & Benefits

Loan Amount

Up to 100% of on-road price

Tenure

Flexible repayment up to 7 years

Minimal Documentation

Quick approval with basic KYC & income proof

Doorstep Service

Document pickup at your convenience

Dealer Tie-Ups

Direct lender tie-ups with major car dealerships for faster processing

📋 Eligibility Criteria

1

Age Criteria

21–60 years for salaried, up to 65 for self-employed

2

Minimum Income (Salaried)

₹15,000–₹25,000 per month depending on lender

3

Minimum Income (Self-Employed)

Minimum annual income of ₹2–3 Lakhs

4

Credit Score

A score of 700+ preferred for best interest rates

5

Employment Stability

At least 6 months to 2 years work stability

6

Clean Repayment History

No overdue EMIs or loan defaults

📄 Required Documents

PAN Card

Aadhaar Card

Last 3–6 months bank statements

Salary slips (salaried) / ITR (self-employed)

Address Proof (Utility Bill / Passport / Voter ID)

Passport-size photographs

Dealer quotation or proforma invoice

Frequently Asked Questions

How much car loan can I get?

You can get up to 100% of the car's on-road price depending on lender policy.

Is income proof mandatory?

Yes, lenders require bank statements and salary slips/ITR to verify repayment capacity.

What is the typical tenure for a car loan?

Loan tenure ranges from 1 to 7 years based on your preference and eligibility.

How long does loan approval take?

Car loans are usually approved within 4–24 hours after document submission.

Do lenders offer doorstep documentation?

Yes, most lenders provide free doorstep document pickup.

Ready to Get Started?

Apply now and get instant approval. Our team will guide you through every step of the process.