Advit Realinfo
It's all about finance
Empowering Your Child's Dreams of Higher Education
Advit Realinfo Pvt Ltd – Your Trusted Partner for Education Loan Solutions. Make your child's educational dreams come true with our comprehensive loan coverage for studies in India and abroad.
Education Loan Products & Services
Explore our education loan solutions designed to support your academic journey.
An Education Loan helps students finance their higher studies in India or abroad. It covers tuition fees, accommodation, travel, books, exam fees, and other academic expenses. Education loans come with flexible repayment options and subsidized interest benefits under government schemes.
✓ Key Benefits
Loan Amount
₹1 Lakh to ₹75 Lakhs (varies by lender & course)
Interest Rates
8.50% to 16% per annum depending on profile
Repayment Tenure
Up to 15 years including moratorium period
Moratorium Benefit
Pay EMIs only after course completion + 6 to 12 months
Covers All Expenses
Tuition, hostel, travel, books, laptop & living cost
No Collateral for Select Courses
Collateral-free loans up to ₹7.5 Lakhs under govt norms
📋 Eligibility Criteria
Age Criteria
Students aged 18–35 years applying for higher education.
Academic Background
Strong academic record and confirmed admission.
Course Eligibility
Graduate, Post-graduate, Diploma, Professional & Overseas courses.
Co-applicant
Parent/Guardian must be co-applicant for most loans.
Income Requirement
Co-applicant must have stable income for repayment assurance.
CIBIL Score
Good credit score of the co-applicant improves loan approval.
📄 Required Documents
Student's Aadhaar & PAN Card
Co-applicant's Aadhaar & PAN
10th & 12th Marksheet
College Admission Letter
Fee Structure from Institute
Co-applicant Income Proof (Salary Slips/ITR)
6 Months Bank Statements
Passport (For Abroad Studies)
Proof of Residence
Photographs
❓ Frequently Asked Questions
What expenses are covered under an education loan?
Tuition fees, hostel, books, laptop, travel, exam fees and living expenses are covered.
Do I need collateral for an education loan?
Collateral is required only for higher loan amounts above ₹7.5 Lakhs or overseas studies.
Who can be a co-applicant?
Parents, siblings, or legal guardians can be co-applicants.
When does EMI start?
After course duration + 6–12 months grace period (moratorium).
Can I get a loan without confirmed admission?
No, a confirmed admission letter is mandatory for approval.
Ready to Get Started?
Apply now to secure the funds you need for your education with competitive rates.
